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Just Listed! 217-55 54th Avenue Oakland Gardens, NY 11364
February 18th, 2010 4:37 PM
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$689,000.00
217-55 54th Avenue

Oakland Gardens, NY 11364



Beds: 3 Rooms: 7
Full Baths: 1 Sq. Ft.: 4000
Garage: 1 Built: 1940
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on February 18th, 2010 4:37 PMPost a Comment (0)

Just Listed! 216-24 28th Road Bayside, NY 11360
February 1st, 2010 3:04 PM
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$2,257,607.00
216-24 28th Road

Bayside, NY 11360



Beds: 4 Rooms: 8
Full Baths: 2 Sq. Ft.: 0
Garage: 2 Built: 0
 

Elegant Modern Weeks Woodlands Home!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on February 1st, 2010 3:04 PMPost a Comment (0)

Now is still the time to Buy or Sell a Home
January 4th, 2010 1:58 PM

2010 REAL ESTATE SPRING FORECAST

Now is still the time to Buy or Sell

Typically spring as the season where homebuyers come out in force and sales pick up.

In 2010, the uncertainty created by the financial crisis makes it harder to bank on a seasonal rise in sales -- particularly in markets hit hard by unemployment.

Further complicating matters down the road are three potentially destabilizing events that are expected to occur in a tight timeframe during the spring buying season:

· At the end of March, the Federal Reserve is expected to wind up a $1.25 trillion program that's kept mortgage rates low.

· The Federal Housing Administration's announcement that it plans to tighten underwriting standards could take effect as soon as April.

· Congress is expected to allow the newly expanded homebuyer tax credit to expire, closing the door on buyers not under contract by April 30 and closing by June 30.

Economists must rely on a certain amount of guesswork in predicting what impact these changes will have when drawing up their forecasts for 2010. Many expect unemployment won't peak until next year, and it's almost certain mortgage rates can only go up from record lows.

Since housing was hammered so badly and for so long most forecasters expect housing prices to stabilize and sales to pick up in 2010, even if economic growth doesn't spring back as fiercely as it usually does in a recovery.


Posted by Pam Dickman on January 4th, 2010 1:58 PMPost a Comment (0)

Just Listed! 67-33 198th Street Fresh Meadows, NY 11365
December 15th, 2009 5:37 PM
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$519,000.00
67-33 198th Street

Fresh Meadows, NY 11365



Beds: 3 Rooms: 6
Full Baths: 2 Sq. Ft.: 0
Garage: 1 Built: 1947
 

PAM'S NEW EXCLUSIVE 20 FOOTER BRICK TOWNHOUSE!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on December 15th, 2009 5:37 PMPost a Comment (0)

Just Listed! 237-22 93rd Avenue Bellerose, NY 11426
December 14th, 2009 9:40 PM
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$419,000.00
237-22 93rd Avenue

Bellerose, NY 11426



Beds: 3 Rooms: 6
Full Baths: 2 Sq. Ft.: 2600
Garage: 1 Built: 0
 

Lovingly Maintained 3 BR, 2 Bath Colonial, Move Right In!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on December 14th, 2009 9:40 PMPost a Comment (0)

Just Listed! 4 Point Crescent Blvd. Malba, NY 11357
December 9th, 2009 12:31 PM
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$3,580,000.00
4 Point Crescent Blvd.

Malba, NY 11357



Beds: 4 Rooms: 10
Full Baths: 3 Sq. Ft.: 0
Garage: 0 Built: 0
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on December 9th, 2009 12:31 PMPost a Comment (0)

Just Listed! 143-14 14th Avenue Whitestone, NY 11357
December 9th, 2009 12:24 PM
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$849,000.00
143-14 14th Avenue

Whitestone, NY 11357



Beds: 4 Rooms: 0
Full Baths: 3 Sq. Ft.: 0
Garage: 0 Built: 0
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on December 9th, 2009 12:24 PMPost a Comment (0)

Just Listed! 92-24 Merrick Blvd. Jamaica, NY 11433
December 9th, 2009 11:43 AM
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$18,000.00
92-24 Merrick Blvd.
92-26 Merrick Blvd.
Jamaica, NY 11433



Beds: 0 Rooms: 0
Full Baths: 0 Sq. Ft.: 0
Garage: 0 Built: 0
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Pam Dickman
REMAX UNIVERSAL REAL ESTATE
7184451212
www.pamdickman.com



 
  Visit this listing here

Posted by Pam Dickman on December 9th, 2009 11:43 AMPost a Comment (0)

Standard Closing Costs
November 21st, 2009 12:46 PM

Standard Closing Costs

Brought to you by Pam Dickman

Before you find the house of your dreams, it's important to gauge how much money you'll need at closing.

Although many lenders offer "zero point" loans to borrowers to help reduce your costs, there are still plenty of fees and deposits that you'll have to make during final closing. Here's an example of what you can expect to pay:

Fees for a $50,000 Loan

Fees for a $100,000 Loan

Fees for a $200,000 Loan

Loan application fees
and credit report

$75 to $300

$75 to $400

$75 to $400

Loan origination fee (1%)

500

1,000

2,000

Points (1 to 3%)

500 to 1,500

1,000 to 3,000

2,000 to 6,000

Title search and
insurance fees

450 to 600

450 to 600

450 to 600

Lender's attorney

150 to 400

150 to 400

150 to 400

Appraisal

150 to 400

150 to 400

150 to 400

Homeowner's insurance

300 to 600

500 to 800

700 to 1,000

PMI

350 to 675

750 to 1,500

900 to 1,750

Inspections

175 to 300

175 to 300

175 to 300

Survey

125 to 400

125 to 400

125 to 400

Recording fees

40 to 60

75 to 150

100 to 200

Transfer taxes

75 to 1,125

75 to 1,125

75 to 1,125

Buyer's attorney

400 to 700

1,200 to 1,500

1,500 to 3,000

Escrow deposit for taxes* (depends on closing date)

100 to 800

100 to 2,400

100 to 3,000

Partial month's interest (depends on closing date)

20 to 400

50 to 1,200

100 to 2,400

Subtotals

$3,335 to $8,660

$6,125 to $8,850

$9,550 to $22,975

Plus Down Payment

$5,000

$10,000

$20,000

Totals

$8,335 to $13,660

$16,800 to $18,850

$29,500 to $42,975

Note:* Real estate closing practices vary widely from state to state and county to county. Where you live will determine what you will have to pay. Even if you are not required to escrow money for taxes, you may want to set aside this amount to assure that you will be able to pay these tax bills when they fall due.


Posted by Pam Dickman on November 21st, 2009 12:46 PMPost a Comment (0)

Homebuyer's Tax Credit Extension
November 21st, 2009 12:40 PM

Homebuyer’s Tax Credit

Now’s Your Chance!

I am extremely pleased to share with you an extension of an exciting new tax credit, designed for first-time homebuyers and existing homeowners.

The new program gives an incentive to existing homeowners who have owned their current homes at least five years out of the last 8, making them eligible for tax credits of up to $6,500 when they purchase a new home.

First-time homebuyers – or anyone who hasn’t owned a home in the last three years – would still get up to $8,000. To qualify, buyers in both groups must sign a purchase agreement by April 30, 2010 and close by June 30, 2010.

The credit is available for the purchase of principal residences costing $800,000 or less, and vacation homes are ineligible. The credit would be phased out for individuals with annual incomes above $125,000 and for joint filers with incomes above $225,000.

The credit has been extended an additional year, until June 30, 2011, for members of the military serving outside the United States for at least 90 days.

As an industry, we are certainly pleased about this new tax credit. The key to returning stability to the economy lies within the housing market, and this is a meaningful credit that will create a strong foundation for future growth and make a measurable difference over the coming months in our economy.

This is said to be the last extension of the home buyer tax credit so I urge you – whether you’re a first-time homebuyer or a homeowner who has been gridlocked by the challenges of our move-up market — to take advantage of this opportunity.

Now is the time! If you’d like to learn more, please contact me today.

PAM DICKMAN


Posted by Pam Dickman on November 21st, 2009 12:40 PMPost a Comment (0)

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